SmartBeans started with a simple idea: change in the financial sector doesn’t have to be slow, complicated, or expensive.
We know that successful change requires more than just strategy – it requires clear processes, practical grounding, and the courage to think differently.
By blending deep regulatory knowledge with experience in digital, strategic, and operational development, we create solutions that drive business forward – while staying compliant and future-ready.
Carina has many years of experience and broad knowledge of IT-driven change, primarily within banking and finance. With a background as a developer and extensive experience in requirements, process modeling, architecture and testing, she has a great understanding of how innovation and digitalization in the financial sector can be driven. She has also previously held positions as a board member at the Swedish Association for Requirements Engineering and CEO at Inceptive Stockholm.
Anneli has a solid track record in the Nordic financial markets, having led major transformation programmes with a strong focus on execution. She’s passionate about matching the right skills with the right project – and has deep knowledge of regulations, systems, and security processes.
Before SmartBeans, Anneli has held roles such as Director at EY Advisory and Head of Financial Services Innovation and Digitalisation at KPMG.
Like a small bean growing into something strong, even small actions – done right – can create big results.
We believe in creating the right conditions for growth through experience, insight, and a clear view of the bigger picture.
At SmartBeans, we work closely with our clients to nurture smart ideas and turn them into lasting value.
With our unique network within the financial sector, we find the right solution for your needs.
For every challenge, we ensure the perfect match of expertise and assignment – fast, precise, and cost-effective.
Every successful transformation starts with understanding.
That’s why we take the time to listen to your goals, challenges, and drivers before proposing solutions.
By starting from your reality, we create results that are relevant, sustainable, and make a real impact.
We view AI as a natural addition where appropriate.
It can free up time, increase productivity, and make space for innovation.
Our focus is on simplicity, effectiveness, and long-term value – helping you to build lasting competitive advantages.
The financial sector is complex – which is why transformation initiatives require a holistic approach.
We have the knowledge and capacity to lead initiatives that truly deliver value, with a strong focus on execution and efficiency.
Deepak Chopra